Terms and Conditions

Last Updated: January 2026

These Terms and Conditions ("Terms") govern your use of the services provided by Superior Insurance Partners, LLC dba Professional Insurance Associates ("we," "us," or "our"), including our website, quote requests, and SMS/email communications programs. By using our services, submitting a quote form, or opting into communications, you agree to these Terms and our Privacy Policy (linked below). Consent to these Terms is not a condition of purchasing any goods or services.

1. SMS Messaging Program Description

We offer an SMS messaging program for appointment reminders, insurance quote updates, promotional offers, and service notifications. Messages are sent to the mobile number you provide only after explicit opt-in consent. Message types include:

  • Transactional: Appointment confirmations, quote updates, and reminders.

  • Promotional: Marketing offers and insurance tips.

Message frequency varies based on your interactions (e.g., 1-5 messages per month). Message and data rates may apply; contact your wireless carrier for details.

2. Eligibility and Consent to Receive Messages

To participate, you must be 18 years or older and the authorized account holder of the mobile number. By checking the consent checkbox(es) on our website form and providing your mobile number, you expressly consent to receive automated SMS messages from us at that number using an autodialer. You confirm you are the subscriber or customary user of the number. Consent is not required as a condition of purchase or using our services.

Opt-in occurs via:

We maintain records of your consent for compliance.

3. Opt-Out Instructions

You may revoke consent and opt out at any time by replying "STOP" to any message. We will send one confirmation message stating you have been unsubscribed, after which no further messages will be sent unless you opt in again. Opting out of one message type (e.g., marketing) does not affect others unless specified.

4. Opt-In Again

To rejoin after opting out, revisit our website form and provide consent anew.

5. Help and Support

For assistance, reply "HELP" to any message or contact us at:

Carriers are not liable for delayed or undelivered messages.

6. Costs and Frequency

Standard message and data rates may apply. Frequency varies but is typically low-volume (e.g., based on your quote/activity). We do not charge for the program, but your carrier may.

7. Privacy and Data Sharing

Your participation is governed by our Privacy Policy. We do not share your mobile number or opt-in data with third parties or affiliates for their marketing purposes.

8. Changes to Terms

We may update these Terms; changes will be posted with a new "Last Updated" date. Continued use constitutes acceptance.

9. Disclaimer and Limitation of Liability

Messages may not be delivered due to carrier issues. We are not liable for any errors, delays, or damages from the program.

10. Contact Us

Superior Insurance Partners, LLC dba Professional Insurance Associates

Address: 233 N Michigan Ave, Chicago, IL 60601

Phone: 313-528-5850 Email: [email protected]

If you have any questions regarding privacy, please read our privacy policy: https://quotes.professionalinsurance.us/privacy-policy